Strength. Knowledge. Solutions.
50+
Years Combined Expertise
A+
A+ Rated – including
FRN 589994
FCA Authorised & REGULATED
EFFECTIVE.
CONSIDERED.
ORA Holdings Limited is a Managing General Agency London specialising in insurance and reinsurance solutions across international markets. Combining technical underwriting expertise with deep market relationships, we deliver practical risk transfer solutions that support sustainable growth.
Authorised and regulated by the UK Financial Conduct Authority (FCA), ORA provides access to specialist underwriting capacity through delegated authority arrangements with leading international and Lloyd’s market partners.
Today, we support clients across Africa, Australia, New Zealand and the Nordic region, while continuing to expand into new territories where our expertise adds measurable value.
Technical Expertise.
Long-Term Partnerships.
Successful reinsurance relationships are built on technical credibility, responsive service and trusted partnerships. ORA combines underwriting expertise with practical market insight to develop solutions that balance commercial objectives with disciplined risk management.
Expertise.
Partnership.
Integrity.
Our Purpose
To connect capital, capacity and expertise in ways that help insurers, brokers and clients manage risk with confidence while supporting sustainable growth.
What We Deliver
Specialist facultative and treaty reinsurance solutions supported by international underwriting expertise, disciplined risk assessment and responsive service.
Why ORA
Technical excellence, strong governance and trusted relationships enable us to deliver long-term value beyond individual transactions.
Technical Robust
Commercially Practical.
Every opportunity is assessed through disciplined underwriting, detailed risk analysis and commercial understanding.
Our objective is to structure solutions that support portfolio performance, capital management and sustainable long-term growth.
Operating within robust UK regulatory standards, ORA combines technical excellence with practical decision-making to deliver consistent outcomes for brokers, insurers and capacity partners.
Reinsurance Solutions Built Around Your Needs
ORA provides facultative and treaty reinsurance solutions across a diverse range of risks and territories.
Working closely with brokers, insurers, and cedants, we structure solutions that balance technical rigor with commercial practicality.
We support clients across a broad spectrum of classes including:
Assets All Risks
Comprehensive protection for physical assets and critical infrastructure. We deliver carefully structured reinsurance solutions designed to perform across the full spectrum of asset exposures.
Property
Commercial and industrial property risks across varied territories. Our disciplined underwriting philosophy combines rigorous risk analysis with practical market insight for resilient placements.
Commercial Insurance
Tailored reinsurance solutions for corporate and SME portfolios. We work closely with brokers to support placement requirements with informed analysis and disciplined service.
Political Violence & Terrorism
Coverage addressing politically motivated events and instability. Deep technical expertise combined with longstanding international relationships for specialist risk transfer.
Power & Energy
Generation, transmission, and distribution exposures. Bespoke reinsurance capacity for the power sector, underpinned by strong A-rated security and market access.
Construction & Engineering
Complex construction, engineering, and specialist mining exposures. Operationally efficient solutions for CAR, engineering projects, and mining risks across demanding markets.
Mining & Natural Resources
Specialist reinsurance solutions for mining operations and natural resource risks. We support complex exposures with disciplined underwriting, international market access, and tailored capacity designed for challenging operating environments.
Specialist Industrial Risks
Tailored reinsurance solutions for complex industrial and specialist risks. Our disciplined underwriting approach provides flexible capacity and technical expertise to support diverse industries across international markets.
Cyber Insurance
Cyber insurance made simple for SMEs. Specialist cover designed to protect growing businesses from cyber threats, data breaches and operational disruption, providing confidence in an increasingly digital world.
The ORA Difference
Beyond individual placements, we provide tailored reinsurance arrangements designed to support portfolio objectives, capital management strategies, and long-term business growth.
Integrity & Governance
Operating within robust UK regulatory standards and established market
frameworks.
Relationship-Led Service
Responsive communication, practical solutions, and a commitment to long-term partnerships.
Technical Excellence
Disciplined underwriting supported by detailed risk assessment and market expertise.
Global Reach
Supporting clients across multiple regions through international market access, specialist capacity, and local market understanding.
Authorised and regulated by the Financial Conduct Authority
FRN 589994 · Lloyd’s Approved Coverholder
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Strength. Knowledge. Solutions.
Specialist Reinsurance Solutions froma London MGA
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